Personal Online Banking | Peoples Bank (2024)

Online Banking How-To Videos

Online Banking

Bank at home or on the go with online banking. Get access to all of your accounts when you enroll in Online Banking or download the Peoples Bank app.

Sign into Online Banking

Enroll in Online Banking

Personal Online Banking | Peoples Bank (1)

Online Banking Features

Peoples Online Banking

With an online banking user ID, use your computer or tablet to access and manage your account.

Online Bill Pay

Pay your bills online with a one-time payment, or schedule automatic payments.

eStatements

Reduce clutter and go green. Get alerted when your account statements are available and review them online.

Account Alerts

Set up text/email alert messages to stay up to date on important account news or activity like deposits and low balances.

Card Controls

Turn your Peoples Bank debit card on/off. Plus, manage card setting for travel and get real-time alerts.

Personal Online Banking | Peoples Bank (2)

Transfer Money

Transfer funds to/from your Peoples Bank accounts to/from external sources.

Personal Finance Tool

Link all of your internal and external bank accounts to track spending, create budgets, pay off debts efficiently, get notified when you overspend and more.

Mobile Deposit

Endorse your check, take a photo of the front and back, make your deposit. We’ll take care of the rest.

Zelle®

Whether you’re paying rent, gifting money or paying a bill, Zelle® has you covered.

Find a Peoples Bank

Locate the closest Peoples Bank branch or ATM for convenient in-person banking.

Personal Online Banking | Peoples Bank (3)

Zelle®

Zelle® is a fast and easy way to send money directly from your bank account to friends and family1.

Zelle® is fast.

Send money fast, typically within minutes, from one bank account to another2.

Zelle® is safe.

Send or receive money from people you trust using an email address or U.S mobile phone number.

Zelle® is easy.

Have all of the convenience inside of the Peoples Bank mobile app.

We’re ready to help.

Watch our videos to learn the ins and outs of online and mobile banking.

Learn More

Frequently Asked Questions

Please look through our list of frequently asked questions below. If you are still unable to find an answer to your question, we would be glad to help you at 800.374.6123.
Monday – Friday: 8 a.m. – 7 p.m. EST
Saturday: 8 a.m. – 5 p.m. EST.

What is the difference between online and mobile banking?

Both online and mobile banking allow you to conduct a wide range of financial transactions without having to visit a branch or ATM. The major difference is how you use them.

Online banking: You can conduct transactions via desktop, tablet or smart phone as long as you have an internet connection. You may use the following web browsers to access online banking services:

Google Chrome (current and previous two versions) is our recommended browser for Windows and Mac OS X devices.

Mozilla Firefox (current and previous two versions) is supported on Windows and Mac OS X devices.

Microsoft Edge (current and previous two versions) is supported only by Windows devices.

Safari (current and previous two versions) is supported only by Mac OS X devices.

Microsoft Internet Explorer is not supported on Windows or Mac OS X devices.

In order to protect clients and enhance security, some Online Banking services are blocked when using a VPN. If you have issues accessing certain services, please try turning off your VPN, clearing your cache and cookies and try again.

Mobile banking: You must download the Peoples Bank mobile app. The app can only be accessed through a smart phone or tablet that is internet-enabled. The Peoples Bank mobile app offers all of the features of online banking, plus mobile check deposit.

What do I do if I forget my username, password or security question answers?

Select “Forgot your password?” on the log in screen of online or mobile banking if you have forgotten your Peoples Bank password.

Select “Unlock/Forgot Username” on the log in screen of online or mobile banking if you have forgotten your username.

If you still experience technical difficulties, please call or visit your local branch or contact our Customer Care or Business Support team.

Customer Care
800.374.6123
Monday – Friday, 8 a.m. – 7 p.m. EST
Saturday, 8 a.m. – 5 p.m. EST

Business Support
800.374.6123, option 6
Monday – Friday, 8 a.m. – 7 p.m. EST
Saturday, 8 a.m. – 5 p.m. EST

How can I view/edit my contact information within online or mobile banking?

1. Log into your Peoples Bank online account or the Peoples Bank mobile app.
2. Select “Settings.”
3. Select “Address Management.”
4. Edit your information and save.

You may also contact:

Customer Care
800.374.6123
Monday – Friday, 8 a.m. – 7 p.m. EST
Saturday, 8 a.m. – 5 p.m. EST

Business Support
800.374.6123, option 6
Monday – Friday, 8 a.m. – 7 p.m. EST
Saturday, 8 a.m. – 5 p.m. EST

How do I enroll in eStatements?

1. Log into your Peoples Bank online account or the Peoples Bank mobile app.
2. Select “Services.”
3. Select “Statement Preference.”
4. Verify you are able to view PDFs by following our two-step verification process.
5. Select “Electronic Statements” as your delivery preference.

How can I set up alerts?

1. Log into your People Bank online account or the Peoples Bank mobile app.
2. Select “Settings.”
3. Select “Alerts.”
4. Toggle which Security Alerts you would like to be notified about. You may also select “New Alert” to create an Account, History or Online Transaction Alert or an Account Reminder.

Some common types of account alerts include:

  • Balances that fall below a dollar amount you choose
  • Deposits or withdrawals that exceed a specified dollar amount
  • Overdrafts and overdraft protection transfers
  • Availability of new statements and other online documents

Watch a how-to video to set up account alerts.

How do I set up Card Controls?

With Card Controls, you can:

• Turn Peoples Bank debit card on/off
• Manage card settings and get real-time alerts by text or email for:
– Spending Limits
– Locations
– Transaction types
– Merchant types
• Set travel notifications
• Reorder a PIN to be received by mail

Watch ahow-to videoto set up Card Controls.

How can I complete external transfers?

1. Log into your People Bank online account or the Peoples Bank mobile app.
2. Select “Transfer Money.”

Watch a how-to video on transferring funds.

How do I use Zelle® with the Peoples Bank mobile app?

Peoples Bank customers over the age of 18 can link Zelle® with a Personal, Interest Plus, Premier or Student Checking account.

To send money with Zelle® in our mobile app:

  1. Log into your Peoples Bank mobile app.
  2. Select “Menu.”
  3. Select “Send Money with Zelle®.”
  4. Enroll with your U.S. mobile number and email address to get started.

You will now be able to:

Send funds
Select someone from your mobile device’s contacts, add the amount you would like to send and an optional memo, review and send.

Request funds
Send your friend a request and a way to pay you back directly. Enter their U.S. mobile phone number or email address, the amount they owe you and send (if your friend is not enrolled yet, you can only send a request using their email address). When your friend responds, the money will appear in your Peoples Bank account.

Split the bill
Zelle® makes it easy to split the bill with a built-in calculator. Just tap the “Split” button, select the people in your group and enter the total bill amount. Zelle® will send a request to everyone for their share (if your friend is not enrolled yet, you can only send a request using their email address).

Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle®.

Review the Zelle® Handbook.

How do I enroll in mobile and online banking?

You’ll need to complete a short one-time enrollment process.

Why do I have to receive and enter a security code when logging into the mobile app?

In some situations, our mobile banking app will ask for a security code for an added layer of fraud prevention. This could be because you are logging in for the first few times, on a new WiFi network or into your account in the middle of the night.

You can update your phone number to receive security codes by logging into online banking. Select “Settings” then “Secure Delivery.” You may also contact our Customer Care or Business Support team.

Customer Care
800.374.6123
Monday -Friday, 8 a.m. – 7 p.m. EST
Saturday, 8 a.m. – 5 p.m. EST

Business Support
800.374.6123, option 6
Monday – Friday, 8 a.m. – 7 p.m. EST
Saturday, 8 a.m. – 5 p.m. EST

How current is my account information?

Most account information is updated in real time as transactions are processed throughout the day. Both online and mobile banking will show all transaction history from 2022 (and will continue to build without limit).

Can I transfer money to and from other financial institutions?

Yes. Your linked Peoples Bank accounts are eligible to send and receive external transfers through online banking and the mobile app.

How do I access Bill Pay?

1. Log into your People Bank online account or the Peoples Bank mobile app.
2. Select “Pay a Bill.”
3. Select “Options.”
4. Select “Visit Bill Pay Site.”
5. You can add people or businesses to set up bill payments, view account activity, see spending reports and more.

Watch a how-to video on navigating Bill Pay.

How can I use the Personal Finance Tool?

The Personal Finance Tool allows you to securely view all of your accounts, from multiple institutions, in one place. You can use the following tools to help manage your finances:

  • Spending provides a graph of all expenses for a 30-day period.
  • Budget based on your monthly spending or create your own based on your spending goals.
  • Trends analyzes spending habits across multiple categories and months.
  • Cash Flow allows you to see your income and expenses on any given day, including future predictions. This helps you plan for reoccurring bills, deposits and any upcoming purchases.
  • Net Worth keeps track of your assets and liabilities across linked accounts.
  • Debts auto-calculates payoff dates for any debts you have associated with linked accounts.

To enroll in this tool:

  1. Log into your People Bank online account or the Peoples Bank mobile app.
  2. Select “Get Started” under the Financial Tool section on the online and mobile banking homepage.
  3. Accept the Terms and Agreements. It may take a few moments for the system to process.

Link any external accounts you may have by selecting “Link Your Accounts.” Find a financial institution using the search box or manually adding an account. This will help you track the value of your assets and debts to see your full financial picture.

What can I do to protect myself against fraud?

The most important thing you can do is keep your online and mobile banking login credentials confidential. Be sure to log out of your account when you are finished using online services.

It is also important to never share your log in credentials or send money to those you do not know and trust. Be very cautious with unsolicited emails, phone calls and texts. Do not click on any text message links from numbers claiming to be Peoples Bank. If you have any questions, please call us at 800.374.6123.

Personal Online Banking | Peoples Bank (4)
Zelle and Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Users must be at least 18 years of age.
1Must have a bank account in the U.S. to use Zelle®.
2Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle®.
Personal Online Banking | Peoples Bank (2024)

FAQs

Who has the easiest online banking? ›

  • Key takeaways.
  • What are the easiest bank accounts to open online?
  • Discover: Best for getting cash back on purchases.
  • SoFi Checking and Savings: Best for high APY.
  • U.S. Bank: Best mobile app.
  • Truist: Best for no overdraft fees.
  • Bank of America: Best for flexible banking.
  • Chime®: Best for bad credit.

What is online banking also known as 2 answers? ›

Online banking, also known as Internet banking or web banking, allows users to conduct financial transactions via the Internet.

What should the password be for online banking? ›

Passwords should be at least eight characters long and include a combination of letters, numbers and symbols.

Why can't I log into my Peoples Bank account? ›

In order to protect your account information from unauthorized users, we allow only a certain number of failed attempts for entering your password, PeoplesOnline User ID and security questions. If you exceed these attempts, your account access will be locked.

What bank will let you open an account online? ›

Open a TD Checking Account online in minutes—it's easy and secure. With accounts built for every stage of life, you'll get free Online Banking, Mobile Banking, no fees at TD ATMs, plus overdraft options to help you avoid fees.

What is the easiest bank to get approved for online? ›

Easiest Bank Accounts to Open Online
AccountTime To ApplyMinimum Opening Deposit
Ally Spending Account Open Account5 minutesNone
Betterment Checking Open AccountA few minutesNone
Key Smart Checking® Open Account5 minutes$10
Capital One 360 Checking Account Open Account5 minutesNone
6 more rows
Jun 1, 2024

Which password is the safest to use for Online Banking? ›

Avoid common words and character sequences. Do not use an old password and simply add a letter, number or symbol. Make sure that any new password you create is completely different from a previous password. Use a combination of lowercase and uppercase letters, numbers and symbols.

What is the safest device to do Online Banking? ›

Mobile security has improved so much that it's now safer to bank online from a smartphone or tablet than it is from a computer.

Is mobile banking password the same as Online Banking? ›

However, your online banking credentials cannot be used to log in to your bank's mobile app. You will have to apply for Mobile Banking separately. Your bank will then send you a password for the same. Most banks allow you to apply for Mobile Banking through their online banking portal.

Why isn't it letting me log into my Online Banking? ›

Please ensure you are using an up to date and fully supported browser to use Digital Banking. Make sure you have cleared temporary internet files and cookies and your browser has extensions and add-ons disabled. If needed, also try restarting your device and router, and try a wired connection.

Why won't they let me open a bank account online? ›

Common reasons consumers are turned down for a bank account include a history of overdrafts, unpaid bank fees or suspected fraud. Applications can also be denied due to mistakes on one's checking account report. If you've been denied a bank account, ask the bank why this happened.

Why is my Online Banking unavailable? ›

The error message “Account Temporarily Unavailable” could mean there is a connection issue or the site has been taken down for maintenance. If you close the site and reopen it the message will usually go away, and you can continue with your transaction.

Which bank account is easy to open online? ›

HDFC Bank's InstaAccount journey is a fully digital, no contact process that helps you open a savings account. Be it our Regular Savings Account or our premium SavingsMax account, open it instantly from the comfort of your home.

Which is the easiest bank to open an account with? ›

Monzo: Monzo is a popular digital bank with an easy app and account opening. Its mobile app makes signup easy. Starling Bank: Like Monzo, Starling Bank has a quick account opening and mobile app. They prioritise a fast customer experience.

Which bank has the easiest app to use? ›

Discover® Mobile

If you need to be able to access your accounts from anywhere, Discover's mobile app makes this easy. It's simple to use and packed with features for managing your finances. You can monitor your credit score, apply for new accounts, pay bills and redeem rewards—all from the app.

What is the #1 online bank? ›

The 10 best online banks: our top picks
InstitutionTop savings APYTop checking APY
American Express National Bank4.25%1.00%
Capital One4.25%0.10%
Ally Bank4.20%0.25%
LendingClub5.00%0.15%
6 more rows

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